Netspend Mobile App | Netspend Prepaid Debit Card (2024)

Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT:To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account.WHAT THIS MEANS FOR YOU:When you open a Card Account, we will ask for yourname, address, date of birth, and your government ID number.We may also ask to see your driver’s license or other identifying information.Card activation and identity verification required before you can use the Card Account.If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions.Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads.Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice.Residents of Vermont are ineligible to open a Card Account.

Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

Fee may be assessed by reload location and may vary from location to location.

Fees for bank transfers are determined by the transferor’s bank and may be charged to the transferor’s bank account by the service provider or originating bank. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders;a $4.95 fee applies to each such transfer conducted through a Netspend Customer Service agent.

Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.Mobile Check Capture service is not available for use within the state of New York.

Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

Referral credit paid after referred person orders a new Netspend Prepaid Mastercard or Netspend Visa Prepaid Card, activates the card and verifies ID, and loads a minimum of $40. A cardholder may receive an unlimited number of Refer-a-Friend rewards while program is available. No reward will be credited to either party if referred person had another Netspend managed card that was used for a value load, purchase, cash withdrawal, or incurred a balance inquiry fee at any time during the 180 calendar days before the day the $40 load requirement is fully met. Only cash reloads and direct deposits count towards the minimum load requirement.The $40 credit is a limited time promotion valid for those completing qualification requirements between 9/30/2023 and 12/31/2023. Qualifying referrals occurring after 12/31/2023 will receive a $20 credit.Allow 5 business days for $40 credit to appear on each Card Account. If a cardholder accrues $600 or more in Refer-a-Friend rewards in a calendar year, Netspend will mail cardholder an IRS Form 1099-MISC reflecting the total Refer-a-Friend rewards for such calendar year. Cardholder acknowledges that by referring a friend through this program, cardholder is releasing non-public information. Referred person acknowledges that payment of the referral may result in the cardholder’s knowledge of referred person establishing a Card Account with us. Pathward®, N.A., Member FDIC, Mastercard, and Visa are not affiliated in any way with the Refer-a-Friend rewards program and does not endorse or sponsor this program or offer.